Terms & Conditions

## Terms of Use

These Terms of Use govern your use of the websites operated by Clear Insight, LLC ("we," "us," or "our"), including juliefarha.com, clearinsightjf.com and any related websites, applications or services (collectively, the "Sites"). By accessing or using the Sites, you agree to be bound by these Terms. If you do not agree, please do not use the Sites.

## Disclaimers; Limitations of Liability

a. You acknowledge that you are participating in the use of the Sites and any services at your own free will and accord and at your sole risk.

b. We do not guarantee the accuracy, completeness or usefulness of any information on the Sites.

c. In no event shall Clear Insight, LLC, its officers, directors, employees or agents be liable for any indirect, incidental, special, consequential or punitive damages.

d. Nothing on the Sites constitutes professional financial, legal, medical or mental health advice. All information and services are provided for educational and entertainment purposes only.

e. We make no guarantees regarding earnings, results or outcomes from the use of our services, courses or products.

## Services

We grant you a non-exclusive, non-transferable, revocable license to access and use the Sites and services for personal, non-commercial purposes. We reserve the right to modify, suspend or discontinue any part of the services at any time.

## Payment

Certain services require payment, either as a one-time fee or recurring monthly subscription. All payments are processed securely through our third-party payment providers. Prices are subject to change with notice.

## Refunds

We offer a 30-day refund policy on digital products and courses, provided you have not accessed more than 25% of the course content. Coaching sessions are non-refundable once completed. Please contact us for refund requests.

## Your Content

By submitting content to the Sites (comments, reviews, profile information), you grant Clear Insight, LLC a non-exclusive, worldwide, royalty-free license to use, display and distribute that content in connection with our services.

## Your Conduct

You agree not to use the Sites to: engage in fraud or misrepresentation; harass, threaten or harm others; scrape, crawl or collect data without authorization; resell or redistribute services without permission; or violate any applicable laws.

## Proprietary Rights

All content, design, code, graphics and intellectual property on the Sites are owned by Clear Insight, LLC or its licensors and are protected by copyright, trademark and other laws.

## Indemnity

You agree to indemnify and hold harmless Clear Insight, LLC and its affiliates from any claims, damages or expenses arising from your use of the Sites or violation of these Terms.

## Governing Law

These Terms are governed by the laws of the State of Arizona, United States, without regard to conflict of law provisions.

## Privacy

Your use of the Sites is also governed by our Privacy Policy. Please review it to understand our data practices.

## Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated effective date. Continued use of the Sites constitutes acceptance of modified Terms.

## Digital Millennium Copyright Act

If you believe content on the Sites infringes your copyright, please contact us at clearinsight@juliefarha.com with a detailed description of the alleged infringement.

## Parental Permission

The Sites are not directed to children under the age of 13. We do not knowingly collect personal information from children under 13.

## Miscellaneous

These Terms constitute the entire agreement between you and Clear Insight, LLC. No agency, partnership or employment relationship is created by these Terms. If any provision is found unenforceable, the remaining provisions remain in effect.

*Last updated: April 2026*